Meet Bailey, as we discover about his journey with Aon’ Happy Tails!
Bailey is a 6 year old Maltese who is full of personality. He is super friendly and loves meeting new fur friends and people, but he can be a little feisty. He is a party animal and loves to go out to socialize and explore new places. He is also a sweetheart and loves to snuggle up on the couch and spend time with his humans. Bailey is a strange, quirky little fluff ball full of personality who is loved by all who know him.
Q: What are some critical factors you think are important to consider when choosing a pet insurance provider?
Protecting Bailey’s health was the most important factor for us, so hospitalization and coverage for surgery and illness was a major consideration. The insurance had to be comprehensive enough to cover most common problems, such as cancer, heart disease, bone fractures, etc.
Factors like theft and third party liability were the least important to us – we were looking for a health-only plan. Vet bills are very expensive these days, and I have seen so many pawrents have to pay insane medical bills or, even worse, abandon or euthanize their pups because they could not afford the medical care. So it was very important to me that I never get into a situation where I cannot afford to save Bailey’s life, or where I have to choose between Bailey or my future/child, etc. It sounds very dramatic, but it’s not uncommon. In the past few years, I have seen so many fundraisers on Instagram because pawrents did not invest in insurance and could not pay the medical bills.
Q: What made you settle for AON Happy Tails? Any uniqueness of AON Happy Tails?
It really was the best and most comprehensive health plan available. The other pet insurance plans on the market only covered certain aspects of healthcare and were more focused on being an all-in-1 plan. With Aon, on the other hand, I felt like it was designed by someone who understands the needs of pawrents who simply want to ensure and protect their furkid’s health.
As for Aon’s uniqueness, first, it offers lifetime coverage, while many other plans cover health care up to a certain age.
Second, there is a high annual cap. We took out the most expensive Furball plan, which covers up to 12.5K annually.
Third, they offer comprehensive coverage where most common health needs are covered. For example, chemotherapy, surgical procedures, X-rays and diagnostic tests.
Finally, Aon’s Happy Tails insurance is relatively affordable. There are a range of rates – depending on your preferences – from the lowest rate around $25/month.
Q: Are there any specific health conditions or breed-related concerns that you are looking to be covered?
Maltese are generally known to have pretty bad joint and hip problems, which was definitely one of the factors I considered when looking for insurance for Bailey.
Q: Are there any personal experiences or stories you heard that have influenced your views on pet insurance?
Before I got Bailey, I volunteered at animal shelters and every once in a while we would find a pet that had been abandoned by its owner due to ongoing health issues. That really broke my heart, and I told myself that if I ever get a dog one day, that would be one of the first things I would do – to protect its health.
Q: Do you think it is important for pet owners to get pet insurance?
It is incredibly important, and I have been a huge advocate for it with personal friends. You should never put yourself in a situation where you have to choose between your furfriends life or your future and/or children, etc. I truly believe it is a worthwhile investment to give yourself and your family a peace of mind.
Q: How would having pet insurance impact your decision making when it comes to seeking veterinary care for your furkid?
I think it can be quite daunting to chalk up vet bills, especially if it is a recurring condition. I might opt for cheaper home remedies first and delay treatment if I did not have the assurance that I could pay the bills. Now that I have pet health insurance, I am definitely more willing to send Bailey to the vet if I detect early signs of a problem.
Q: Any other pointers that you would like to add on/share with fellow readers?
Insurance is one of many ways to protect the health of your furkid. Diet and nutrition are also areas worth investing in. I am not an expert in this area, but I speak from experience and from the experience of other furkids. Kibbles may be cheaper, but if you can afford it, freeze-dried, air-dried, home-cooked or raw food is definitely much better for your furkids’ health. Bailey gets freeze-dried food and I have noticed a marked improvement in his skin condition, coat, tear stains and overall energy. But every furkid is different, so speak to your vet about how to give your furry companion the best life.
As we conclude this blog, I encourage you to explore further and consider pet insurance for your beloved companions. Remember, their well-being and happiness are worth investing in, and pet insurance can be a valuable resource to ensure their health and provide peace of mind for you as a pet owner.
Thank you for joining Bailey and her pawrents in this insightful journey. We hope the information shared in this blog has been helpful and informative. If you have any further questions or topics you’d like to explore, please don’t hesitate to reach out to us.
Wishing you and your furry friends a lifetime of health and happiness!
* This blog is designed to be a community where pet owners can learn and share. The views expressed in each post are the opinion of the author and not necessarily endorsed by Pawjourr. Always consult your veterinarian for professional advice.